Insurance and Investment planners that put you first
Explore financial solutions designed to grow, protect, and preserve your wealth — from trusted life cover and investment planning to essential healthcare, retirement, and legacy protection. At First Step Life, we’re here to help you build a secure tomorrow, starting today
Your Trusted Partner
in Life Insurance &
Investment Planning
At First Step Life, we believe true financial security isn’t about guessing your future, it’s about planning for it with clarity, confidence, and care.
We’re an independent financial services provider based in South Africa, offering tailored life insurance and investment planning solutions that evolve with you. Whether you’re protecting your family, planning for retirement, or building long-term wealth, our mission is simple: to help you make smart, informed decisions that last a lifetime.
Investment and Insurance services
At First Step Life, we offer a full range of personalised financial services, from risk protection to wealth creation and legacy planning. Whether you’re just starting out, protecting your family, or planning your retirement, we’ll guide you with clear, independent advice you can trust.
Wills and trusts
Free will drafting and affordable trust solutions to protect your legacy and ensure your final wishes are respected.
Funeral Policy
Affordable funeral policies that ease the financial burden of loss — offering fast payouts for peace of mind.
Retirement planning
Smart savings strategies using goal-based tools, ETFs, unit trusts, and more to build long-term wealth.
Medical Aid
Personalized medical aid schemes for day-to-day care and hospital cover, ensuring the best care for you.
Investment Planning
Retirement annuities and cost-effective solutions aimed at growing your nest egg and securing a comfortable future.
Risk Protection
Tailored life and disability cover designed to protect your income and people that rely on you.
Need Car, Home, or Business Insurance?
First Step Life focuses on long-term planning and protection — but if you’re also looking for short-term insurance solutions, our trusted partner First Step Insurance Brokers can help you safeguard the things that matter most right now
Why Trust First Step Life
We provide independent financial advice tailored to your life — offering long-term insurance and investment planning solutions with honesty, clarity, and personal support you can count on.
Truly Independent Advice
We’re not tied to any single insurer or provider. That means we work for you, not a commission structure — offering unbiased recommendations based on what fits your life.
Tailored Financial Solutions
No two lives are the same. We assess your goals, risks, and lifestyle to design a plan that meets your specific needs — from personal risk cover to retirement planning and investment growth.
End-to-End Support
From your first consultation to claims assistance and annual reviews, we’re with you every step of the way. When life changes, so should your financial plan.
Fast, Personalised Service
We pride ourselves on real relationships and quick turnaround times. When you call, we answer — and when you need support, we act.
Ready to Secure Your Future? Let’s Talk.
Whether you still have questions or you’re ready to take the next step, our team is here to help with personalised advice on life insurance, investment planning, and financial protection that fits your goals.